Garrett Smith earned a Bachelor of Science in Engineering and Bioengineering from the University of Pittsburgh and doctorates in Philosophy, Business Administration, and Finance from Florida Atlantic University. Following his education, he went on to teach Finance at the University of Wisconsin Whitewater. He has worked with numerous financial institutions in New York and New Jersey throughout his career, including Capital One Bank, TD Bank, and North Fork Bank, where he worked with high-net-worth and ultra-high-net-worth clients.